IRS Emergency Contact! The IRS Seized my Bank Account/Asset

IRS Emergency Contact

I need an IRS emergency contact.  I need IRS emergency help right now!  

Our referrals go to work immediately under IRS emergency conditions all the time.  However, make sure it’s you who wants someone to help immediately with the IRS tax problem, not a tax resolution company salesman trying to turn a fast buck.  If you want someone to go to work immediately, please tell us upfront so we can expedite your situation.  We can provide an IRS emergency contact for you who meets irs back tax help criteria.  Please email irsbacktaxhelp@gmail.com, and include “Priority 1 IRS Emergency Contact” in the subject line so we know to act immediately.  

Sometimes the IRS will seize a bank account dedicated to payroll on payday.  Sometimes the IRS will seize your house or business with everything in it.  

The IRS does not provide an IRS emergency contact number.  Usually, a number can be found on the correspondence they have sent to you about your back taxes.  When you do call the IRS, plan on being on hold for 15-45 minutes.  Make sure your cell has enough charge and you have something to keep you busy while you wait.  It can be frustrating, but it’s the only way to get through.  

You can contact the IRS Taxpayer Advocate.  While technically not a direct IRS emergency contact, they are supposed to act on your behalf to the IRS.  Be prepared to hold again and they will ask you to complete an IRS Form 911, Request for Taxpayer Advocate Assistance.  If you are unprepared, or unwilling to complete that form for what ever reason, they may not be able to provide IRS Emergency help.  

Licensed representation have other phone numbers to contact.  If you are dealing with an IRS emergency bank levy situation, but you do not know who your revenue officer is and you have no correspondence from the IRS Automated Collection System that provides a number, it is probably time to hire professional help.  They can do a handful of things immediately for you including determining who your Revenue Officer is, what periods of taxes are in question, and how they’ve arrived at the point of a bank levy or asset seizure.     

The IRS does not provide an IRS emergency email either, but we do, as shown above.

We understand what you are going through, but you must still perform the due diligence on the IRS emergency help you are considering.  It takes 10 minutes, and it could save your future.  No joke.  

If you would like irs back tax help to provide an IRS emergency contact, we can be reached at irsbacktaxhelp@gmail.com.

Regards,

irs back tax help

IRS Emergency Contact

IRS Emergency Contact – Taxpayer Advocate

 

Is The Tax Group Center affiliated with the IRS? No.

Tax Group Center does not meet irs back tax help criteria.  If you know you need to take action, read my article “IF” you should hire IRS back tax help.  (You should not automatically.) Titled “Owe IRS back taxes? When, who, and how do I hire IRS back tax help?” before you do anything else.

As usual, If you like the tone of this writing, I would like to compete for your business.  I can be reached at irsbacktaxhelp@gmail.com.  Before you email me, please click on and read “About irs back tax help.”

Another update:  2/24/2012, another search term:

  • “does the tax group center speak to the irs?”  Not if you have not already paid them and given them a power of attorney.  If they are claiming they have spoken to the IRS prior to you hiring them, they do not.  

Update:  From yesterday 2/6/2012, I saw the following search terms:

  • “tax group center took money then intent to levy sent by them”
  • “does tax group center cause trouble for taxpayers”

When combined with search terms below, it’s cause for concern.  They are not connected to the IRS, and do not have the power to issue levies.

I was looking at my search terms for my site and saw the following:

  • is tax group center connected to the irs
  • tax group center complaints”
  • tax group center in ca can they issue intent to levy notices for the irs

If this is who you are talking about:  Tax Group Center Review, BBB, Los Angeles, CA

  • “We received a post card by mail advertising Tax Consulting service to our company. The card included our company name and how much money they anticipate we owe the IRS. We do not want our company tax information advertised for all to see and read.”

They cannot issue an IRS levy and they are not affiliated with the IRS as a collection agent.  If they are making those kinds of claims, I would steer clear of them.  If a competitor of theirs is saying that, steer clear of the competitor.

If you would like irs back tax help to be your first or second opinion, I can be reached at irsbacktaxhelp@gmail.com.

Back Tax Collection Lien Levy increases – 10 years

Back Tax Collection Lien Levy increases & IRS seizures have all gone through the roof in the last decade. 

Back tax collection lien levy increases over the last 10 years have gone through the roof.  Below is the newly released information about the IRS Tax Gap.  This second review focuses on the increase in enforcement actions.  Including specific numbers on increase back tax collection lien levy, and seizures from 2001 to 2011.  If you have questions about this post, please reference:  BP #71.

As usual, If you like the tone of this writing, we would like to refer you to someone who meets our irs back tax help recommended hiring criteria.  We can be reached at irsbacktaxhelp@gmail.com.  Before you email me, please click on and read “About irs back tax help.”

irs.gov Back tax collection lien levy increases over the last 10 years 

With a staffing increase of 11%, IRS collections are up 163% over the last decade

How did the IRS do that?  Automated collection efforts have boomed.  Expect to see this trend continue.  This includes back tax collection lien levy (taxpayer owes back taxes, and repays it), examinations (audits), appeals, (denial of IRS appeals to be more specific), and document matching (i.e. Social Security and others).  The less face time a Revenue Officer spends with a taxpayer who owes back taxes, the more time the IRS Revenue Officer has to cover their assigned cases.  Eliminating travel time and face to face meetings speeds up the IRS back tax collection lien levy efforts.  This is the reason national tax resolution companies are sometimes more successful than their local counterparts.  The national tax resolution companies are comfortable with the trend towards completing IRS related business by fax and phone on a national level.  The IRS gains from this because it allows them to cover ground more quickly.  The taxpayer wins when their tax attorney knows how to manipulate the system to get them what they need.  We have yet to meet a client that likes it when an IRS Revenue Officer comes into the business or home waving around their badge asking for the delinquent taxpayer.  And yes, they do that. 

While staffing has not grown dramatically, turnover has.  Many baby boomers are at the retirement age.  Even though the numbers are not different, the faces are.  When the IRS hires people fresh out of school, or early in the professional careers, those people have a hard time understanding what it is like to make hard decisions, maintain a payroll, and employ others.  They are not bad people.  They sometimes lack perspective.  As a result, there is a systemic indifference that causes back tax collection lien levy problems for the taxpayer and IRS both.  That’s an anecdotal observation, and we would love to hear other’s thoughts on it. 

Increase in IRS back tax collection lien levy enforced actions; broken down by the numbers:

  • 3,748,884 IRS levies occurred in 2011.  Those numbers include IRS bank and receivable levies.  It also includes IRS wage garnishments.  This is a 556% increase in IRS levies over the last decade.     
  • 1,042,230 IRS tax liens were filed in 2011.  That is 86,853 tax liens filed every month and a 245% increase over 2001’s numbers.
    • Don’t be surprised if the same Revenue Officer who told you they would not file a tax lien against you turns around and does it the following day.  Sometimes they have already filed the tax lien before they told you they would not.  It happens all the time.  If you see this kind of behavior, it is a warning as to the type of person you are dealing with. 
    • If you feel the IRS collection agent is being deceptive, you may be right.  Tax liens can be filed at the discretion of the Revenue Officer. 
  • 776 IRS tax seizures occurred in 2011.  This could be a house, business assets, or other types of real property.  This is a 332% increase in IRS seizures over 2001.
    • We consistently get the question “Can the IRS seize my house?”  They can, but rarely will the IRS seize your home.  There are so many other ways to satisfy tax debt.  If you feel the IRS is at this point, something is seriously wrong.  Communication or lack thereof is usually the culprit.  If you or your representation has allowed it to get to this point, it is time for a second opinion, pronto. 
    • Something that is hidden here is the other ways people lose their homes when dealing with the IRS.  Part of the IRS collection process is the IRS Revenue Officer tells you to get a loan.  They will not ask you if you can afford that loan.  So the taxpayer, thinking they have no other choice, gets a loan and then defaults it, losing whatever collateral they put up.  Don’t let this happen to you.  Another version of this is when the IRS bull rushes you into an installment agreement that you cannot afford.  So you make your installment agreement payment instead of your mortgage payment.  These are all problems that can be overcome with proper representation. 

IRS criminal investigations and prosecution recommended have increased by 146%

The IRS’ conviction rate is 92.7%.  The average sentence has increased from 18 month to 25 months over the last decade.

  • Of the 3,410 prosecutions the IRS recommended, 1,622 of them were tax and tax related; which is a 168% increase over 2001.  Over the same time period there was a 6% decrease in narcotics prosecutions for tax evasion.   It gives the appearance that the IRS is more focused on prosecuting taxpayers over drug dealers. 
  • Whether you want to go to court, or you are dragged into court, it’s to be avoided if there is a genuine liability.  The IRS wins the majority of the time and then you are charged their court fees on top of IRS penalty & interest. 
  • If you are concerned about a misstep in the IRS back tax collection lien levy process, get representation so you can stay out of trouble. 

IRS back tax collection lien levy efforts summary

They are doing more with more.  There has been a steady increase in IRS seizures, IRS bank & receivable levies, IRS wage garnishments, and IRS tax lien filings over the last decade.  With the added pressure from congress to close the tax gap, we can only assume their collection efforts will be more aggressive in tax year 2012 and beyond.  If you owe back taxes, do not wait for the IRS to take collection action.  The IRS automated collection system appears to be shooting first and asking questions later. 

Your call to action is this:  Avoid the back tax collection lien levy actions.  Whether you intend to handle this tax problem on your own or you hire someone, resolve to take action now.  Create a plan with goals, and meet those goals.  If you are missing filings, set yourself a schedule and meet it.  If you are getting certified mail, open it all and do what you need to.  If you’re thinking you need help, we would like to refer you to talk to about the best course of action to solve your IRS back tax problem.  

If you would like irs back tax help to provide your first or second opinion, we can be reached at irsbacktaxhelp@gmail.com.

Regards,

irs back tax help

back tax collection lien levy

Back tax collection lien levy – irs.gov stats

 

Part 3 of Q&A: How do I fight an IRS bank levy?

All IRS Back Tax Help comments are in blue.  This post is about the IRS Notice of Levy (IRS Form 668) that is sent to your bank when the IRS wants to freeze your account(s).  The questions below have been emailed to me.  Since I’ve answered all of them, I thought I would post both the questions and answers I have about an IRS bank levy here for public consumption.

If you know you need to take action, read my thread about whether or not you should hire someone (You should not automatically) titled “Owe the IRS Back Taxes?  When, Who, and How to Hire IRS Back Tax Help”  Before you do anything else.  

As usual,  If you like the tone of these posts, contact me for consultation.  I can be reached at irsbacktaxhelp@gmail.com.  Before you email me, please click on and read “About IRS BACK TAX HELP”.

Question:  How to fight an IRS bank levy?  What is the best way to fight an IRS bank levy?

Answer:  

1.  First of all, if you have hired someone, they need a kick in the pants.  An IRS bank levy should not happen when you have a tax attorney working on this.  Your representation must respond to you on day one.  If they don’t respond in the same day you contact them, you have the wrong representation for this kind of work.  You must fight the IRS the same day the IRS bank levy occurs.  As soon as you find out about it, call the Revenue Officer or the number for the Automated Collection System.  They may release all or part of the the levy depending on how you present your case.  

2.  Prepare your proof.  If you want an IRS bank levy returned, you will have to provide documentation to get the bank levy returned.  If it is an IRS bank levy for 941 payroll tax, payroll is always the strongest reason to get it returned.  After that, critical business needs and OSHA requirements can be excellent leverage.  If the IRS bank levy for 1040 personal income tax the same ideas apply.  You must show how the bank levy is a significant hardship on you.  

3.  Be prepared to go over the Revenue Officer’s head.  If you don’t like the answer you get, you must keep going.

Question:  What if I want the IRS to levy my 401k to pay past due taxes?

Answer:  This question puzzled us and made us (well, me at least) angry.  The puzzling part is why let the IRS collection process escalate property seizure?  The IRS may decide to seize your home rather than your 401k.  Don’t let them make decisions about how you will settle your tax debt.  This also will pay your liability in full including all IRS penalty & interest.  There is a cheaper and better way.  

The angry part is about cashing in a 401k to pay your tax debt.  that’s insane.  You are sacrificing your future for a problem that can be solved another way.  The idea of paying the early withdrawal penalty, paying the tax on the money you withdraw, and then using that money to pay back taxes is awful.  If the IRS is urging you to do this email us or seek counsel immediately.  

Question:  If you get a IRS Notice of Levy from ACS support is it to late to set up a pay plan?

Answer:  No.  However, you must get moving.  The IRS Notice of Levy means they have already seized your bank account.  Which means you need to reread the answer above.  If you have received an IRS Final Notice of Intent to Levy (IRS letter 1058) you still have time to protect your bank accounts and other assets from being seized by the IRS.  In order to set up an IRS installment agreement, you must be current & compliant for two months.  That’s it.  If you are not sure what to do, or you do not have the time, hire someone to help.  Follow the guidelines outlined in the first link of this post.  “How to hire IRS back tax help?” 

Question:  Can the IRS take my entire bank balance for payment if I get an IRS business tax (941 payroll) levy?

Answer:  Yes.  I recently had this conversation with someone.  They were holding funds for other businesses in their bank account.  They owed $50,000, and $40,000 and change in the account.  If they IRS can solve their problem by grabbing your bank account, they will and force you to sort out your relationships with your clients, employees, vendors, and anyone else that you have written a check.  This happens all the time.  

Question:  May the IRS levy multi-member Llc bank account assets for personal past due taxes?

Answer:  Yes.  If all the members are named on the IRS Notice of Levy, then all the members can fight for those funds.  If you are named on the IRS bank levy and no one else is, they are only entitled to your share of the account balance, but you must be able to prove it.  

Question:  What can I do about an IRS bank levy?

Answer:  There’s a more broader question of “what should I do if I think the IRS is about to levy my bank account?”  If you are fearful of using your bank account because you can’t afford to lose that money, you have multiple options.

 When I first get hired in this scenario, I tell my clients to only leave enough money in their existing bank accounts to cover checks and debits that are already out there.  

Then, while we get protections in place via IRS appeals etc… we have our clients open new accounts at a new bank.  If the IRS asks, you must tell them about this account, no ifs, ands, or buts!  It’s only intended to be short term fix until I know your legal protections are in place.  

At the risk of sounding like a broken record, there is a point of no return where you should get someone involved.  It is when you owe more than $50,000 and you are receiving the IRS Final Notice of Intent to Levy (IRS Letter 1058).  It truly means things are getting out of control, and good representation can give you that control back.  

What can I do about an IRS Bank Levy (IRS Form 668)? Questions and Answers Part 2

All IRS Back Tax Help comments are in blue.  This post is about the IRS Notice of Levy (IRS Form 668) that is sent to your bank when the IRS wants to freeze your account(s).  The questions below have been emailed to me.  Since I’ve answered all of them, I thought I would post both the questions and answers I have about an IRS bank levy here for public consumption.

If you know you need to take action, read my thread about whether or not you should hire someone (You shouldn’t automatically) titled “Owe the IRS Back Taxes?  When, Who, and How to Hire IRS Back Tax Help”  Before you do anything else.  

As usual,  If you like the tone of these posts, contact me for consultation.  I can be reached at irsbacktaxhelp@gmail.com.  Before you email me, please click on and read “About IRS BACK TAX HELP”.

Question:  Can an IRS bank levy affect my ongoing direct deposit?

Answer:  An IRS bank levy is a one time event.  The day the bank receives the notice of levy they will take the money and hold it for 21 days.  If the IRS does not instruct them to return it.  The day after the IRS bank levy is executed you can return to using your account normally.  The IRS can execute another levy at a different date, typically they wait 30 days, but not always.  They do try to hit bank accounts on payday.  That is their best collection day.  They know it will hurt you, and it will get your attention.  If they are levying your bank accounts, an IRS wage garnishment is probably en route.  Time to take action.

Question:  Can an IRS bank levy be returned?

Answer:  Yes, an IRS bank levy can be released.  First of all, if you have representation, it’s time to get a second opinion.  Either way, you must respond immediately and ferociously.  Money intended for payroll or other critical business and personal needs are the main reasons and IRS bank levy will be returned.  You also must be willing to move up the IRS chain of command if necessary.  The Revenue Officer is the bottom rung of the IRS collection process.  There will be an exchange as well.  The IRS must get something in return for releasing the money that has been seized by the IRS.  Usually it is financial information or missing tax filings.  

Question:  Can the IRS levy A joint bank account?

Answer:  Yes, but they cannot take the other person’s money unless they are named on the IRS Notice of Levy.  The IRS regularly grabs money they are not supposed to.  The combination of ignorance on how to handle this combined with the deadlines means they get away with it more than they should.  If you’re not sure how to proceed, find someone who can help immediately.  Time is very important when an IRS bank levy occurs.  

Question:  How long is a Notice of IRS bank levy valid?

Answer:  It is only in effect for the date on the actual IRS Notice of Levy.  In order for them to levy you bank account again, they have to send a new IRS Notice of Levy.  

What can I do about an IRS Bank Levy (IRS Form 668)? Questions and Answers

All IRS Back Tax Help comments are in blue.  This post is about the IRS Notice of Levy (IRS Form 668) that is sent to your bank when the IRS wants to freeze your account(s).  The questions below have been emailed to me.  Since I’ve answered all of them, I thought I would post both the questions and answers I have about an IRS bank levy here for public consumption.

If you know you need to take action, read my thread about whether or not you should hire someone (You should not automatically) titled “Owe the IRS Back Taxes?  When, Who, and How to Hire IRS Back Tax Help”  Before you do anything else.  

As usual,  If you like the tone of these posts, contact me for consultation.  I can be reached at irsbacktaxhelp@gmail.com.  Before you email me, please click on and read “About IRS BACK TAX HELP”.

Question:  What is the difference between a Notice of Federal Tax Lien (IRS form 668) and a Notice of Levy (also IRS 668)?

Answer:  A Notice of Federal Tax Lien means the IRS has filed a claim against your assets.  It is not an IRS seizure.  For example, If an IRS tax lien is filed on your house, it means the IRS has a claim to proceeds if you were to sell it, and all other notes filed prior to the lien are satisfied.  An IRS Notice of Levy means they have already seized your bank account.  Lien=Claim, Levy=Seizure.  

Question:  If I have a certified mail letter from the IRS that is a Notice of Federal Tax Lien, does that mean I also automatically have a Notice of Levy as well?

Answer:  No it does not.  However, it often does happen simultaneously, but it is a separate action.  A Federal tax lien will be delivered to your address on record with the IRS via certified mail.  An IRS Notice of Levy is faxed or mailed to your bank.  By the time you find out about it, the seizure will have already taken place.  So, Lien does not automatically mean levy and vice versa.  This is why appealing one won’t necessarily prevent the other.  

Question:  How do I appeal an IRS notice of levy?

Answer:  To appeal an IRS bank levy, you must file either a Collection Due Process Appeal, (IRS Form 12153) or a Collection Action Program Appeal.  Regardless of the route, you must do it on the first day it happens.  The longer the levy is in place without an appeal, the harder it is to get the IRS bank levy released.  You have 21 days to get your levied money returned to you.